Pre-site overview of your property preparing you for hazard claims.
Before the storm
Specializing in prestorm documentation, F.I.R.M. helps homeowners understand their exposure and risk factors that could cause delays and hazards that prevent a sense of normalcy. Understanding your insurance policy is tough enough when you know all you have, even more so when you don’t. Having a plan and documentation before the storm will enable you to return to a peaceful home. A F.I.R.M. profile paired with Storm Service Network membership gets you the case for quick response. Providing the peace of mind to carry on with what’s most important, family.
After the storm
Assessing damage is crucial; once the storm subsides and it’s safe to reaccess your property. Identifying and documenting areas that need repair or restoration can be overwhelming alone. A F.I.R.M. file enables property owners in this essential phase because the heavy lifting is at your hands for claims processing, adjusting and legal services. Even if you're displaced, our industry partners can start documenting damage while providing site specific mitigation repairs to prevent further damage, and be a backbone to your insurance claim.
Benefits of a F.I.R.M. file
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Assistance Programs
Grants, subsidies, tax savings and assistance programs -> Opportunity for savings and discounts. New programs may emerge, or existing ones may have expanded. Having a file will aid with processing of claims, updates to policy and reminders of date of loss filing.
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Informed of Standards
Having the correct conversations with your insurance provider for protective features and mitigation efforts will put frustrations to ease. Having a F.I.R.M. file for your property will show you know what your policy protects, as well, as benefiting from discounts.
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Incremental Upgrades
Complete renovation projects may not always be the answer. Recommended repairs and preemtive protection through minor enhancements may help alleviate the financial burden through discounts and gradually boost your homes resilience a increase savings.
Single F.I.R.M. file pricing $199*
Travel rates may apply
*$199 is per single family property. Plans are available for HOA, Seasonal/secondary homes, multi-family and commercial properties